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What Is a Jumbo Loan?
A jumbo loan is a type of mortgage used to finance properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. In most of Los Angeles and surrounding areas, that means any loan amount over $1,209,750 (as of 2025) for a 1-unit property. These loans are ideal for buyers of luxury homes or high-cost real estate markets across Southern California.
Current Los Angeles
Jumbo Loan Rates
At 818 Mortgage, we help you compare current jumbo loan rates from over 100 top lenders to ensure you’re getting the most competitive pricing and rate available.
Please Note: Jumbo loan rates can vary daily and are often influenced by several factors, including, but not limited to: credit score, loan amount, down payment, and property type.
Access to the best jumbo loan rates from top-tier lenders
Loan amounts up to $20 million
Competitive fixed and adjustable-rate options
Interest-only payment programs available
Who Qualifies for a Jumbo Loan?
You may be eligible if you:
Are purchasing or refinancing a high-value property in Los Angeles
Have a strong credit score (typically 700+)
Can document income and assets
Have a low debt-to-income (DTI) ratio
Not sure if you qualify or have special circumstances
(self, employed, foreign national, low credit score etc.)?
Contact us and we'll help you explore your options.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
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