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Marcel Garcia is one of the top mortgage brokers in California & has received hundreds of 5-star reviews from clients who have personally worked with him and his team. Marcel works with the best realtors and real estate teams throughout the state. Top agents working with all the best brokerages trust their clents are in expert hands with Marcel and his team. We have complied a selection of unbiased reviews, including testimonials posted to Google, Zillow, YELP and other professional platforms to ensure new and potential clients have the opportunity to learn more about our exceptional service. More significant than the great reviews is that over 80% of our business is generated from referrals and repeat customers. Our success lies in our deep commitment to helping each client meet their goals, whether purchasing a primary home or secondary residence, investment property or commercial building, refinancing or benefiting from a reverse mortgage.
Marcel's goal is to "turn renters into home owners and home owners into investors."
Lisa W
Marcel [is] so kind, professional, and knowledgeable; they had our best interest in mind and we felt trust in them throughout the entire process. Despite the uncertainty of the current landscape, we were provided with frequent check-ins and guidance. Marcel took the time to listen to us and to talk us through everything, and getting all our documents organized and uploaded felt pretty straightforward. Marcel [was] always impressively prompt in answering our questions and allaying our anxieties, and managed to get us rates that beat our local banks' by far!
Shawn R
Marcel and 818 mortgage really were masterfully helpful. We greatly appreciate his knowledge and professionalism throughout the entire process of our home purchase.
Sheila M
My father is a foreigner who has lived in the US for over twnty years. Marcel was able to get us a loan when others told us it was either impossible or would require 30% down. With only 5% down, we now own a house.
Peter K
Excellent company to deal with... professional work and reasonable rates! I highly recommend them.
Melissa M
Marcel was able to save us so much money wiht an inspection waver. I don't know how he does it. The best lender in the valley, 818 Mortgage.
Mitchell J
Very professional and did a great job. I would recommend to anyone.
Linda M
This is NOT my first rodeo. I know that the loan and escrow process are teh worst parts of buying a home. I don't know where others go wrong, but this mortgage was easy and painless. Escrow was short and we closed ahead of schedule. Call Marcel TODAY!
Lily D
Happy to add to the stellar reviews for our lender, Marcel Garcia at 818 Mortgage! We're grateful for his great interest rates and I can't say enough about his loan knowledge & positive attitude! He got my credit score over 700 for the first time in my life, for FREE. Then, he got me down payment assistance. I can't recommend him enough. Give him a call and let him help you become a home owner.
Kawasi O
I'm happy to write a review for Marcel at 818 Mortgage. He's super professional and got me a great interest rate. Great at communicating and always avaliable. The process was quick and relatively easy with his help. Thank you!
Kirll P
Best loan officer in the valley. Call Marcel today!
Justin B
Marcel is the best. Helped me and my wife get our first place. Always available and he saved us money compared to our bank's interest rate. Can't recommend him enough!
Jose S
The man, the myth, the legend, Marcel Garcia! I first met Marcel at an open house in the Valley.
We were doing everything on our own using zillow. Marcel got us preapproved for our home loan ASAP and hooked us up with a great local realtor. That week, we saw every house we wanted to and put in an offer. A whirlwind of a month later, we moved in to our NEW HOUSE.
Estela E
Marcel is the best lender he will get you the best program available, he is a hard working lender. If you want the best loan, call Marcel.
Dolores P
I met Marcel in his open house. he was very pleasant and knowledgeable on loan information. I purchased the duplex and Marcel helped me with a great deal on my loan, we closed escrow in 20 days.
Calina T
Marcel provides the best home loan service. With increased home values, Marcel contacted me to let me know that I could now drop my mortgage insurance. Within minutes I was able to reduce my payment by over $450! Marcel at 818 Mortgage is the only lender you need. Trust me, he'll be your first and only call.
Brenda B
Renting for nearly a decade, I was sick of paying my landlord's mortgage. I was a big step to reach out, but I'm glad I did. It's been a roller coaster, but Marcel was always there to answer my calls and text messages. Most importantly, he walked me through the whole mortgage loan process. Straightforward, honest and trustworthy, he was always there when I needed him. Thank you so much! The BEST lender in California, Marcel at 818 Mortgage.
Anyas M
Being this our second mortgage, I have to fully recommend Marce and team for their services. they made the entire process very easy and were very responsive. They got us a great refinance rate and took the time to explain the process and answer the multiple questions we had. Thank you!
Amber R
Marcel is the best and my absolute go-to lender when my clents need help. He goes above and beyond to get the best rates and he has helped keep a deal together more than once for me! He's genuine, easy to talk to, and I highly recommend him to anyone needing a loan or refinancing.
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